Looking for the lowest home loan interest rate in 2025? Punjab National Bank Home loan 2025 (PNB) has launched an exclusive Monsoon Bonanza Campaign that brings a wave of benefits for new and takeover home loan customers.
Here’s everything you need to know about PNB’s Monsoon Bonanza 2025 offers:
✨ Key Highlights of PNB Punjab National Bank Home loan 2025 Monsoon Bonanza:
- ✅ Nil Upfront Fees
- ✅ Nil Prepayment Charges
- ✅ Nil Foreclosure Charges
- ✅ zero processing fee home loan for sanctions up to 30th September 2025 and disbursement till 15th October 2025
- ✅ Nil Documentation Charges under same conditions as above
- ✅ Lowest ROI starting from 7.45% under this campaign
- ✅ Lowest EMI starting at just ₹696 per lakh
📉 Takeover Offers:
For home loan balance transfer customers, PNB will bear NEC/Legal and Valuation charges on loans above ₹50 lakh, provided the sanction and disbursement fall within campaign dates.
🌟 Special Rate Benefits under PNB PRIDE Scheme:
- ROI @ 7.50% for Permanent Central/State Government employees, Para Military Personnel, and Pensioners
- Available even with CIBIL score < 750
- Also available to borrowers with CIC score (-1), (0), Nil, or No Hit
⏱ Flexible Tenure:
- Maximum tenure up to 30 years or till age 70 (extendable to 75 years with deviation)
- Moratorium period up to 48 months or till RERA completion/possession date, whichever is earlier (for under-construction properties)
📅 Income Considerations:
- Future rental income can be included
- Depreciation amount allowed for business profiles (with valid UDIN)
🏠 Flexible & Inclusive Funding:
- Multi-location home loan allowed (Govt job in Nashik, property in Pune, address in Mumbai)
- 125% higher eligibility for IT Professionals, PSU/PSB employees, Govt workers under PNB Gen Next Scheme
- Top-up loan facility up to ₹1 Cr available for personal use
- PNB Max Saver (Overdraft home loan at ROI + 0.15%)
🚤 Fast & Digital Services:
- Digi home loan Punjab National Bank for salaried individuals (no physical documents needed)
- Doorstep service by PNB agents
- Parallel funding available for construction-linked disbursement
- Quick sanction and express disbursement
✅ Why Choose PNB for Home Loan in 2025?
- One of India’s oldest and most trusted public sector banks
- Transparent charges and no hidden conditions
- Attractive rates and long tenure for salaried and self-employed borrowers
- Support for balance transfer customers and flexible EMI plans
📆 Campaign Validity:
- Final Sanction Date: Up to 30th September 2025
- Disbursement Date: Up to 15th October 2025
Don’t miss out on this amazing opportunity to lock in one of the lowest home loan interest rates of 2025.
📞 Apply now with Mortbuzz
Get expert assistance from Mortbuzz loan services Hadapsar to apply for a PNB home loan under this Monsoon Bonanza offer.
- ✅ Compare rates from multiple banks
- ✅ Online application and eligibility check
- ✅ Free document pickup and processing
Contact Mortbuzz today and enjoy faster approval, doorstep service, and the best home loan options in Hadapsar, Pune.
📞 Call/WhatsApp: +1800 210 4422
🛍️ Website: www.mortbuzz.in
📧 Email: contact@mortbuzz.in