Fuel Your Business Growth with MortBuzz by Your Side
Find the best Bussiness Loan solutions tailored for you.
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Why Choose MortBuzz for Your Bussiness Loan?
Home ownership is within your reach! Whether you wish to buy, construct, renovate, or expand — we make it easy and affordable with unmatched market insights and end-to-end support.
- ✅ Lowest Interest Rates 7.85%*
- ✅ High Loan Amounts
- ✅ 360-Degree Assistance
- ✅ Fast Loan Processing
- ✅ 100% Cashback on Charges
- ✅ Doorstep Service
- ✅ Fast Loan Processing
Uses of a Bussiness Loan
Purchasing Inventory
Companies use business loans to purchase new inventory and stocks, so they can continue offering its product(s) to customers. Because these loans typically do not require collateral, they are an excellent option for small businesses that do not possess many assets.
Hiring Employees
A growing business needs a solid team that drives it to success. However, the cost of hiring and training employees can be significant, especially for a small company. Business loans allow you to expand your team without feeling the pinch. Use these loans to recruit and train new employees.
Upgrading Machinery
The most advanced machinery for your business comes at a high price. A business loan can help you purchase the latest equipment to boost output at scale. With the right loan product, you can finance these expensive yet important purchases without affecting cash flows.
Marketing Spend
Effective marketing is the road to expanding your business. What’s more, marketing is an exercise that must go on to continually attract new customers. This means you have to invest in hiring top talent or specialist agencies. Pay for all your marketing expenses with a business loan.
Managing Operational Expenses
It takes a lot to keep a business running day in and out. This is why companies use a business loan to meet daily operational expenses in case of a liquidity crunch or irregular cash flow. Instead of burning your revenue on operational costs, use a loan to tackle them smartly.
Bussiness Loan Eligibility Criteria
Salaried or a working professional
Aged between 21 and 60 years
Having a job and a minimum of 3 months experience
Having a minimum of Rs. 25,000 net income per month.
Ready to Start Your Journey?
Apply now and let MortBuzz Solutions pvt.Ltd guide you to the best Bussiness Loans options.
Apply for Bussiness LoanDocumentation Required
Photo Identity Proof
- Voter ID
- Aadhaar Card
- Passport
- PAN Card
- Driving Licence
Proof of Residence
- Aadhaar Card
- Driving Licence
- Passport
- Registered Rent Agreement
- Latest Gas/Electricity Bill
- Bank Statement with Current Address
Income Proof
- Income Tax Returns (Last 3 Years)
- Business License Details
- Audited Balance Sheet & Profit/Loss (Last 3 Years)
- Business Address Proof
- 6-Month Bank Statements (Current & Savings)
- Copy of Form 16
- 6-Month Salary Account Statements
- Last 3 Months’ Salary Slips
Other Documents
- Allotment Letter
- Sale Deed
- No Objection Certificate (NOC)
- Allotment Letter from Society/Housing Board/Builder
- Stamped Agreement of Sale
- Possession Certificate
- Construction Cost Estimate
- Bank Payment Statement
- Occupancy Certificate
- Land Tax Receipt
Application Process
Step 1: Connect with Us
Explain your needs. We curate loan products most suitable for your profile.
Step 2: Compare Loan Products
We help you compare several home loan products so you can choose the best one.
Step 3: Apply Online
Pick a lender, apply online, and submit all necessary paperwork with our assistance.
Step 4: Application Processing
The lender verifies your documentation and processes the application.
Step 5: Receive Funds
Upon approval, the loan amount is credited directly to your account.
Bussiness Loan Lowest Interest Rates
| Bank Name | Min. Rate of Interest (%) | Loan Amount | Loan Tenure | Processing Fees | Apply Now |
|---|---|---|---|---|---|
| GIC HFL | 8.10% | Rs. 10 LAKHS – 10CR | 5 years – 25 years | Rs. 2,500/- | Apply Now |
| Standard Chartered Bank | 8.40% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | 1.00% | Apply Now |
| IDFC First Bank | 8.45% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | 0.30% | Apply Now |
| Aditya Birla | 8.50% | Rs. 10 LAKHS – 10CR | 5 years – 25 years | 1.00% | Apply Now |
| Punjab National Bank | 8.55% | Rs. 10 LAKHS – 10CR | 5 years – 25 years | 0.35% (Max Rs. 15,000) | Apply Now |
| Axis Bank | 8.60% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | Rs. 10,000/- | Apply Now |
| HDFC LTD | 8.60% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | 0.50% or Rs. 3000 | Apply Now |
| Kotak Mahindra Bank | 8.65% | Rs. 10 LAKHS – 10CR | 5 years – 25 years | 0.50% | Apply Now |
| IDBI Bank | 8.75% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | 0.50% | Apply Now |
| LIC Housing Finance | 8.90% | Rs. 10 LAKHS – 10CR | 5 years – 25 years | Rs. 10,000 – Rs. 15,000 | Apply Now |
| Tata Capital | 8.95% | Rs. 10 LAKHS – 25CR | 5 years – 25 years | 0.50% | Apply Now |
Processing Fee
Besides the Bussiness Loan interest rate, you also need to pay a processing fee to your lender. This charge helps lenders cover the cost of verifying your documentation and processing your loan application.
Typically, the processing fee ranges between 2% to 3.5% of your total loan amount. Additionally, a GST is applicable on the fee.
At MortBuzz Solutions Advisory, we help you find lenders who offer the lowest processing fees on home loans — ensuring you save more from the start.
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MortBuzz Solutions Bussiness Loan Balance Transfer
A business loan balance transfer happens when a borrower transfers the outstanding loan amount from the existing lender to a new one for the following reasons: ⬤ To get a lower interest rate ⬤ To get a lower EMI ⬤ To get a longer tenure ⬤ To get add-on benefits like a top-up loan If you aren’t satisfied with your current lender for some reason, you can transfer your business loan to another one offering more favourable terms. However, this decision has to be an informed one where you weigh the pros and cons of switching to a new lender well. Take factors like new rate of interest, flexibility in repayment, eligibility criteria, etc. into account.
- ✅ Lowest Interest Rates 7.85%*
- ✅ High Loan Amounts
- ✅ 360-Degree Assistance
- ✅ Fast Loan Processing
- ✅ 100% Cashback on Charges
- ✅ Doorstep Service
- ✅ Fast Loan Processing
Frequently Asked Questions
- Age
- Net Annual Income
- Type of Employment
- Resident type [Indian Citizen, PIO, NRI]
- Number of Co-applicants
- Credit Score
- Co-applicants’ Income
- Other ongoing loans (if any)