HDFC Home Loan Charges
Charges
| Charges Type : | Details : |
|---|---|
| Processing Fee | Up to 0.50% of loan or ₹3,000. |
| Prepayment Charges | Nil for floating rate; 2% for fixed. |
| Admin Charges | Legal/technical fees on actual basis. |
| Late Payment Charges | As per loan agreement. |
| Cheque Bounce Charges | ₹500 per bounce. |
| Repayment Mode Change | ₹500 for changing repayment mode. |
HDFC Balance Transfer Charges
Charges
| Charges Type : | Details : |
|---|---|
| Processing Fee | Up to 2% of loan amount or ₹3,000. |
| Prepayment Charges | Nil for floating rate; 2% for fixed. |
| Admin Charges | ₹5,000 or 0.25% of loan amount. |
| Late Payment Charges | ₹500 for missed EMI. |
| Cheque Bounce Charges | ₹500 per bounce. |
| Repayment Mode Change | ₹500 for changing repayment mode. |