MortBuzz Home Loan Documents Requirements
Everything you need for a seamless home loan application
Document Checklist
- Aadhaar Card
- Driving Licence
- Voter’s ID Card
- ​​​Birth Certificate​​​​
- Aadhaar Card​
- Passport​​​​ ​​​
- Bank Account Passbook​​​​
- Class 10 Marksheet​​​​
- Driving Licence​​​​
- PAN Card
- Form 60
- Aadhaar Card
- Utility Bills like Electricity Bill, Telephone Bill, etc.​​​​ ​​​
- Passport​​​​
- Voter’s ID Card​​​​ ​​​
- Ration Card​​​​ ​​​
- Certified letter by recognised public authority​​​​
- Payslip for a minimum of last 3 months ​​​​
- ​​IT returns of a minimum last 3 years​​​​ ​​​
- Form 16​​​​
- Certified letter from employer​​​​
- Promotion or increment letter​​​​
- ​​Passport–sized photographs of applicants and co-applicants​​​​ ​​​​ ​​​
- Proof of self-contribution​​​​​​​​
- ​​​Ongoing loan details​​​​
- ​​Bank statements of the last 6 months showing repayment of loans, if any​​​​
- Cheque for processing fee towards the Home Loan provider​​​​
- Employment Contract or Appointment Letter​​​​​ ​​​
- Title Deeds​​​​ ​​​
- Receipt of payment to developer or seller​​​​
- Allotment Letter or Buyer’s Agreement​​​​
- ​​​Sales Agreement​​​​
- Construction estimate details by architect or civil engineer​​​​ ​​​
- Plans approved by local authorities​​​​ ​​​
- Proof of no encumbrances on property​​​​ ​​​​​
Document Checklist
- PAN Card
- Form 60
- ​​​​Aadhaar Card​​​​​​​
- Driving Licence​​​​​
- Voter’s ID Card​​​​ ​​​
- ​​​Birth Certificate​​​​
- ​​​Aadhaar Card​​​​ ​​​
- Passport​​​​ ​​​​​​​ ​​​
- ​​Bank Account Passbook​​​​​​​​ ​​​
- ​​​​​Class 10 Marksheet​​​​ ​​​​​​​ ​​​
- ​​Driving Licence​​​​​​​​ ​​​
- ​​​Aadhaar Card​​​​ ​​​
- Utility Bills like Electricity Bill, Telephone Bill, etc.​​​​ ​​​
- Passport​​​​
- Voter’s ID Card​​​​ ​​​
- Ration Card​​​​ ​​​
- Certified letter by recognised public authority​​​​
- Payslip for a minimum of last 3 months ​​​​
- ​​IT returns of a minimum last 3 years​​​​ ​​​
- Form 16​​​​
- Certified letter from employer​​​​
- Promotion or increment letter​​​​
- ​Passport–sized photographs of applicants and co-applicants​​​​ ​​​​​​​ ​​​​ ​​​
- Proof of self-contribution​​​​​​​​
- ​​​Ongoing loan details​​​​
- ​​Bank statements of the last 6 months showing repayment of loans, if any​​​​
- Cheque for processing fee towards the Home Loan provider​​​​
- ​​​Title Deeds​​​​ ​​​​​​​​ ​​​
- Business profile​​​​​​​​ ​​​​​​​​ ​​​
- ​​​​​Most recent Form 26AS​​​​​​​​ ​​​​​​​​ ​​​
- ​​List of Directors and Shareholders with individual shareholding certified by a CA or CS​​​​ ​​​​​​​​ ​​​
- ​​Partnership deed if the business is a partnership firm​​​​ ​​​​​​​ ​​​​​​​​ ​​​
- Articles of Association and Memorandum of the company​​​​ ​​​​ ​​​​​​​​ ​​​
- Title Deeds​​​​ ​​​
- Receipt of payment to developer or seller​​​​
- Allotment Letter or Buyer’s Agreement​​​​
- ​​​Sales Agreement​​​​
- Construction estimate details by architect or civil engineer​​​​ ​​​
- Plans approved by local authorities​​​​ ​​​
- Proof of no encumbrances on property​​​​ ​​​​​
Eligibility Criteria
| Salaried Individuals | Self-Employed Individuals |
|---|---|
| 23-75 years** | 25-70 years** |
| 3+ years employment | 5+ years business continuity |
Key Eligibility Factors
Applicant Age
Optimal age range for loan tenure
Credit Profile and Score
Individuals with a high credit score of over 750
Employment Status
Employment of 3+ years for salaried
FOIR
Income Ratio, or FOIR, is a measure of an applicant’s repayment capacity
MortBuzz Mortgage Tools
EMI Calculator
Calculate your monthly payments and total interest costs.
Loan Compare
Find out Best Loan By Coamparing Tool.
Check Eligibility
See How Much Loan Amount Are You Eligible.
Balance-Transfer
Transfer Your Home Loan Balance transfer With Low Interest Rate.